Find the right coverage for your next adventure. Compare plans from 5 top-rated insurance carriers — trip cancellation, travel medical, and cancel for any reason (CFAR) coverage.
Each carrier offers unique strengths. Compare features, coverage limits, and specialties to find the best fit for your trip.
| Feature |
|
|
|
|
|
|---|---|---|---|---|---|
| Trip Cancellation | ✓ | Up to $50K | 100% of trip cost | ✓ | 100% of trip cost |
| Trip Interruption | ✓ | Up to $75K | Up to 175% | ✓ | Up to 150% |
| Travel Medical | Specialist | Up to $250K | Up to $250K | Specialist | Up to $500K |
| Cancel for Any Reason | ✓ Available | ✓ Ultimate Plan | ✓ Available | — | ✓ 75% reimb. |
| Medical Evacuation | ✓ | ✓ | ✓ | ✓ Specialist | ✓ |
| Baggage Protection | ✓ | ✓ | Up to $2,000 | ✓ | Up to $2,500 |
| Cruise Coverage | ✓ Sailaway Plans | ✓ | ✓ Premium | ✓ | ✓ |
| Group Travel | — | — | — | ✓ Patriot Plus Group | — |
| Pre-Existing Conditions | Waiver available | Time-sensitive | ✓ Within 24hrs | Varies by plan | Time-sensitive |
| COVID-19 Coverage | ✓ | ✓ | ✓ | ✓ | ✓ |
| 24/7 Support | Chat/Phone/WhatsApp | Phone | Phone | Phone | Phone |
| Best For | Intl travelers, students, cruises | Families, comprehensive coverage | Premium trips, tours | Intl medical, group travel | High-value trips, max medical |
| Notable | Intl Insurer of the Year | 4.4/5 Trustpilot | Global Generali Group | Patriot Plus Plans | Gold Magellan Award |
| Get Quote → | Get Quote → | Get Quote → | Get Quote → | Get Quote → |
Best for: International travelers, students, cruise travelers
Get a Quote →
Best for: Families, comprehensive coverage seekers
Get a Quote →
Best for: Premium travelers, cruise & tour travelers
Get a Quote →
Best for: International medical coverage, group travel
Get a Quote →
Best for: High-value trips, maximum medical coverage
Get a Quote →Getting the right travel insurance protection takes just three simple steps.
Review side-by-side coverage details from 5 top-rated travel insurance carriers.
Select the carrier and plan that best fits your trip type, destination, and budget.
Get an instant quote directly from the carrier and purchase your coverage online.
Not sure what type of coverage you need? Our guides break down everything you need to know.
Reimburses prepaid costs if you need to cancel before departure.
Coverage if you need to cut your trip short and return home early.
The most flexible option — cancel for literally any reason.
Average prices by trip type, length, and destination.
Is your credit card's travel protection enough? Find out.
A cost-benefit breakdown to help you decide.
Everything you need to pack for a cruise vacation.
Smart packing tips for European adventures.
Cultural essentials and practical gear for Japan.
Pre-flight checklist and in-flight comfort tips.
Why cruise travelers need specialized coverage.
Step-by-step guide to filing a travel insurance claim.
IMG offers specialized Patriot Plus Group plans for organizations, families, and travel groups. Get everyone covered under one policy.
Learn About Group Insurance →Trusted Insurance Carriers