Side-by-Side Comparison
Compare Travel Insurance Carriers
Each carrier offers unique strengths. Compare features, coverage limits, and specialties to find the best fit for your trip.
| Feature |
|
|
|
|
|
|---|---|---|---|---|---|
| Trip Cancellation | ✓ | Up to $50K | 100% of trip cost | ✓ | 100% of trip cost |
| Trip Interruption | ✓ | Up to $75K | Up to 175% | ✓ | Up to 150% |
| Travel Medical | Specialist | Up to $250K | Up to $250K | Specialist | Up to $500K |
| Cancel for Any Reason | ✓ Available | ✓ Ultimate Plan | ✓ Available | — | ✓ 75% reimb. |
| Medical Evacuation | ✓ | ✓ | ✓ | ✓ Specialist | ✓ |
| Baggage Protection | ✓ | ✓ | Up to $2,000 | ✓ | Up to $2,500 |
| Cruise Coverage | ✓ Sailaway Plans | ✓ | ✓ Premium | ✓ | ✓ |
| Group Travel | — | — | — | ✓ Patriot Plus Group | — |
| Pre-Existing Conditions | Waiver available | Time-sensitive | ✓ Within 24hrs | Varies by plan | Time-sensitive |
| COVID-19 Coverage | ✓ | ✓ | ✓ | ✓ | ✓ |
| 24/7 Support | Chat/Phone/WhatsApp | Phone | Phone | Phone | Phone |
| Best For | Intl travelers, students, cruises | Families, comprehensive coverage | Premium trips, tours | Intl medical, group travel | High-value trips, max medical |
| Notable | Intl Insurer of the Year | 4.4/5 Trustpilot | Global Generali Group | Patriot Plus Plans | Gold Magellan Award |
| Get Quote → | Get Quote → | Get Quote → | Get Quote → | Get Quote → |
🏆 Intl Insurer of the Year
- Travel Medical Insurance Specialist
- Cancel for Any Reason (CFAR)
- Cruise Coverage (Sailaway Plans)
- Student & Schengen Visa Plans
- COVID-19 Coverage Included
- 24/7 Chat, Phone & WhatsApp
Best for: International travelers, students, cruise travelers
Get a Quote →
⭐ 4.4/5 Trustpilot
- Up to $250K Medical Coverage
- Up to $50K Trip Cancellation
- CFAR on Ultimate Plan
- Kids-Included Pricing
- 3 Plan Tiers Available
- 9 Optional Upgrades
Best for: Families, comprehensive coverage seekers
Get a Quote →
🚢 Cruise Coverage + Pre-Existing Waiver
- Cruise coverage a strength — see cruise guide
- 24-hour pre-existing waiver (before final payment)
- Up to $250K medical coverage
- 100% trip cancellation
- 175% trip interruption (Premium plan)
- Global Generali Group backing
Best for: cruise & tour travelers, travelers with pre-existing conditions.
Get a Quote →
🏥 International Medical Focus
- International Medical Specialist
- Patriot Plus Plans
- Group Travel Insurance
- Medical Evacuation Coverage
- 24/7 Worldwide Assistance
- Multi-Country Coverage
Best for: International medical coverage, group travel
Get a Quote →
🥇 Gold Magellan Award
- Up to $500K Medical (Highest!)
- 100% Trip Cancellation
- CFAR at 75% Reimbursement
- 3 WTP Plan Tiers
- Since 1994 — 30+ Years
- 24/7 Worldwide Support
Best for: High-value trips, maximum medical coverage
Get a Quote →